Ipesa loan app contacts,how to register for the loan, the loan requirements and how to repay your loan.

 

           About Ipesa loan app:

iPesa loan app is the trending and most used loan app in Kenya  currently, and provides secure and fast credits to M-Pesa. Currently, the iPesa app is ranked as the number one loan app in Kenya on Google Playstore.

iPesa being the newest loan app on the market has more than 500,000+ downloads on Play store.

In addition to the above, at the time of this writing. iPesa loan app has a star rating of 4.3 that was brought about by reviews of 3,734 users.

iPesa app’s current software version is 1.0.35 and is of 6.1 MB in size. And as a matter of fact, the loan app requires Android version 4.4 and above to download and install

This article will help you know how iPesa loan app works. Also, about downloading and applying for a loan the right way. Even if you have already used other loan app, this one is different.

Its possible to relate Opesa with Ipesa. So, opesa is a loan app owned by Opera mini browser whereas iPesa is a new app that is locally based and owned by 0some Fintech company based in Nairobi in Kenya.

               Functioning of Ipesa app:

Ipesa app uses a machine-learning algorithm to determine your creditworthiness just like the other apps. It scans your phone looking for proof of information about you, and your ability to repay their loan on time.

    How to Download Ipesa loan app:

Here is how to download iPesa loan app and apply for a loan.

  1. Open Google Playstore to download and install the app.
  2.  Then Open the app and , register using your Safaricom SIM card number
  3. Give  the app permission to access your contact list and SMS folder.
  4. Click to get a one time password that will be used for feature logins
  5. Apply for a loan and wait for iPesa  to send you the cash.

The process is just easy. Although the loan application process is simple, It is important to realise that you must have a good credit history with CRB Kenya. To enable you have the cash.

Immediately you  install the app, it starts functioning  immediately, checking and verifying your information against the CRB database. Even though this may seem like a lot of time, you need not worry as the apps operate in real-time.

         Loan limit for iPesa Loan:

The fact that the app is new in a highly competitive market, iPesa  app provides a minimum of Ksh 500 to first time loan applicants. Nonetheless, your loan limit is set to grow up to a maximum of Ksh 50,000 if you perform well on your first loan. Meaning you should pay your loan in time.

IPesa loans charge an interest rate of 12% APR which is simply 12% times the loaned amount. 

       iPesa contacts:

There are many ways you can contact the iPesa help centre.

  1. On social media platform – Through their active Facebook page
  2. In-app – open the loan app and see the contact us section.
  3. Via email – [email protected]
  4. On Google play store under the apps review section.
  5. That is all there is to know about the iPesa loan app. let us here your loan experiences in the comment section below.

       iPesa offices location;

iPesa has office in Nairobi, Kenya.

         Countries with Ipesa functions;

At the moment, iPesa operates in Kenya.

iPesa loan requitements:

Requirements include:

  • Safaricom phone number, N
  • National ID and
  • Answering few questions.
  • Access to the data on your phone.

How to repay iPesa loan M-PESA paybill

iPesa paybill number is 192010. To make a repayment with M-PESA, follow these steps:

  1. Go to MPesa in your Safaricom menu on your phone
  2. Select Lipa na M-PESA
  3.   Then Choose the Paybill option
  4. Enter the Paybill number 192010
  5. For account number, enter your MPesa number on which you received your iPesa loan
  6. Enter your repayment amount
  7. Enter your M-PESA pin
  8. Confirm that all details are correct and press “OK”.

iPesa App Download and Application

Here is how to get your first loan from iPesa.

iPesa being the newest loan app on the market has more than 500,000+ downloads on Play store.

In addition to the above, at the time of this writing. iPesa loan app has a star rating of 4.3 that was brought about by reviews of 3,734 users.

iPesa app’s current software version is 1.0.35 and is of 6.1 MB in size. And as a matter of fact, the loan app requires Android version 4.4 and above to download and install

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3 COMMENTS

  1. Its a good loan app but currently Kenyan’s need an app that can provide loans regardless of their CRB status.
    Thumbs up though!

  2. You guys are unreachable. I just took a loan of Ksh. 6100 and they are telling me that I will pay a loan of Ksh. 6600 after their coupon offer. Kindly advise as no number is going through.

    Sialo Catherine.

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