Ezap apk mobile app, loan details,Ezap terms and conditions and how to download and register for Ezap loan

About Ezap loan app and apk download:

Ezap loan app is a mobile loan app that can easily provide a loan to anyone with Android smartphone anywhere and at any time. The only thing you’re required to do is to make sure your name is not listed in the  CRB , then you can go ahead and download  the Ezap loan app,register and immediately apply for the loan.

If your loan is approved you’ll receive a message followed by the  approved loan (money) in your mpesa account approved loan is disbursed into your  MPESA account.

Steps of downloading and  registering for Ezap loan app

One can download Ezap loan app from Google play store. To download craft loan app

Immediately you download the app fill the required details providing only your exact  details.

The required details include:

  • Name
  • Identify Number
  • Date of birth
  • Mobile phone number
  • E-mail

After successfully filling in the required information click on submit then proceed to pay registration fee of kes. 250 to complete registration. The fee must be paid to enable your registration.

To pay registration fee follow these steps;

  1.  Visit youyour Mpesa menu and select Lipa na Mpesa
  2. Select the ‘ pay bill’ option
  3. Enter the Ezap loan app paybill number as  which is 155276
  4. Next, choose the ‘account number’ enter your M-PESA phone number
  5. Enter amount as 250
  6. Enter your secret pin
  7. Confirm whether all details are correct then press Ok.

The registration fee of kes 250 is meant to detract non-commitment of people applying for the loan.

Remember that your borrowing ability depends on your credit score but initially you can borrow as little as 500/= to as much as 50000/= , to qualify for higher loans you need to have a high credit score which is achieved by repaying loans on time

How to repay Ezap loan app through M-PESA Paybill number 155276

Loanees can pay the loan through M-PESA Paybill number before repayment period elapses. To repay through Mpesa Paybill number follow these steps;

  1. Go to your Mpesa menu and select Lipa na Mpesa
  2. Select the ‘ pay bill’ option
  3. Enter the Craft loan app paybill number as 155276
  4. Next, choose the ‘account number’ enter your M-PESA phone number
  5. Enter the amount you are repaying  then press okay
  6. Enter your secret pin
  7. Confirm whether all details are correct then press Ok.

The loan is to be repaid within the first 21 days since taking the loan or according to the agreement to which you were given  the loan.

Failure to repay the loan will lead to your details being handed over to the collection agents and ultimately to the CRB.

Ezap loan App contacts

Phone: +254780004840

Email: [email protected]

Website: ezap.co.ke

TERMS AND CONDITIONS:


Key terms of M-Pesa advance: Individuals may apply for and receive an M-Pesa advance through the Ezap application on their Android smartphone. The maximum credit limit of this advance will vary by the individual borrower’s credit score and repayment history, amongst other factors.

Fees associated with the advance include non-refundable registration fee,which typically varies between 5-35% of the advance amount per 21-day advance period, as well as any associated telecom network distribution costs which are paid by the borrower directly to the telecom.

Late payment: If a borrower is unable to repay the advance within the period specified in the initial loan offer agreement, the borrower may be granted an interest-free grace period. After that grace period, the loan will be rolled over for a period of at least two weeks in return for an extension fee. Both the extension fee and due date extension period will be determined at the sole discretion of Ezap

Privacy Policy: We do not share or sell your personal information with any third parties and will not do so without your authorization, except where necessary for servicing and collection of your loan(s).

Last updated:

18 Sept 2018

  1. Privacy Policy 2.Ezap is committed to protecting and respecting your privacy. Scope of policy This policy together with our end-user licence agreement and any additional terms of use applies to your use of:
  2. Ezap mobile application software (App) available on our site OR hosted on the Google Play Store (App Site), once you have downloaded or streamed a copy of the App onto your mobile telephone or handheld device (Device).
  3. Any of the services accessible through the App (Services) those are available on the App Site or other sites of ours (Services Sites).

This policy sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.

Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.

We may collect and process the following data about you during the application process and sometimes after the application.

Information you give us about you (Submitted information):

  1. provided by filling in forms in the App or on the App Site (together Our Sites);
  2. provided by corresponding with us (for example, by e-mail or chat);

Including information you provide when you register to use the App Site, download or register an App, subscribe to any of our Services (such as applying for a loan), search for an App or Service, share data via an App’s social media functions, enter a competition, promotion or survey, and when you report a problem with an App, our Services, or any of our Sites; and including your name, address, e-mail address and phone number, the Device’s phone number, SIM card, age, username, password and other registration information, financial and credit information, personal description and ID photograph.

Information we collect about you and your device. Each time you visit one of our Sites or use one of our Apps we may collect the following information:

Technical information, including the type of mobile device you use, unique device identifiers (for example, your Device’s IMEI or serial number), information about the SIM card used by the Device, mobile network information, your device operating system, the type of browser you use, or your Device’s location and time zone setting (Device Information);

details of your use of any of our Apps or your visits to any of Our Sites including, but not limited to, traffic data, location data, weblogs and other communication data (Log Information).

Information stored on your Device, including contact lists, call logs, SMS logs, contact lists from other social media accounts, photos, videos or other digital content (Content Information);

Location information. We may also use GPS technology OR other location services to determine your current location. You can withdraw your consent at any time by uninstalling the app from your Device.

Information we receive from other sources (Third Party Information). We reserve the right to work with a limited number of third parties (including credit reference agencies, mobile network providers, and collection agencies) and may receive information about you from them.

Unique application numbers. When you install or uninstall a Service containing a unique application number or when such a Service searches for automatic updates, that number and information about your installation, for example, the type of operating system, may be sent to us.

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